FALL FLATS: Center image, Chinese Laundry; Clockwise from top left, Nine West, Banana Republic, Michelle K, and Bloomingdale's.

Does the idea of subjecting your tanned, sand-buffed toes to wicked winter pumps make you shiver? Stow the stilettos, and check out these cute flats.

• A collegiate version of a Mary Jane, Banana Republic's ($98) black leather Lillie has a chic silver buckle across the toe.

• Bloomingdale's camel leather Nikki flat ($125) is a bit softer, embellished with a delicate bow. Want something a little jazzier?

• Michelle K Footwear's pony-hair flats ($125 at select Skechers locations) are genius with jeans.

• Chinese Laundry's white Mandolin sling-backs ($55 at Macy's Herald Square) have this season's must-have corset lacing.

• Those who crave at least a little heel might try Nine West's Livanas ($69 at Nine West stores), with delicate cutouts around the toe.

Related:

• Archive: “Sales & Bargains”
• Articles by Monica Schweiger
• Table of Contents: October 14, 2002 issue of New York | Subscribe!